Pricing

Free Partnership For Lenders: We Need Lenders On The Platform To Make It Work

1. Sign Up For Free: Sign Up for free.

2. Get Connected: We then take 5 minutes to connect your system with ours using our Zapier "no-code" interface.

3. Fill Out Your Loan Types & Company Info: Once your connected, you simply fill out the info in your "My Settings" tab in your admin panel, and you're online.

4. We Then Use Our Own Money For Marketing To Send You Borrowers: 

  • We market for you: Our marketing investment brings you leads.
  • You earn, we earn: You auto-pay referral fees your chosen % that you wish to pay on funded deals/loans to the referral agents & we keep a small piece from the referral agents.

Optionally Defer The "Pay-By-Performance" % You Pay For Funded Loans Monthly, Over 12 Months:

This optional 12 month payment deferrment benefits lenders & originators by:

  • Reducing Borrower Costs: By spreading payments over time, lenders can avoid passing upfront origination fees to borrowers, making loans more attractive.
  • Increasing Origination Fees: It enables lenders to easily raise the origination/referral fees paid to originators, which leads to many more loan originations as originators are further incentivized to refer borrowers to them.
  • Enhancing Cash Flow Management: Allows fee payments to align with lender's revenue and profit schedules, ensuring better financial balance.
  • Legal Catagorization As Marketing Expense: As we are a marketing referral platform, with originators legally recognized as marketing referral agents that do not exude broker activity, the structure of paying this fee on the back-end (and in multiple installments) solidifies its legal categorization as a back-end marketing expense. 

For example:

  • If a lender sets their referral fee at 1% on a $1M HELOC (Home Equity Line Of Credit), this deferrment allows the lender to pay $833 a month for 12 months instead of $10,000 up front.

 

Free For Originators:

1. Sign Up For Free:

Sign Up, it's free.

Whether you're a Loan Broker, Mortgage Broker, Real Estate Agent, RE Broker, Publisher, Media Influencer, SME, or Affiliate, our platform is open to all free of charge.

2. Browse Lenders and Referral Fees:

Explore our Lender List, which shows information about them and the referral fee that they pay. Filter lenders based on referral fees, lending criteria, loan types, and more to find the best fit for your audience or borrowers.

3. Promote and Refer:

Use your unique referral link to promote lenders to your audience or borrowers. Embed lenders' borrower applications into SME websites for seamless integration and automatic referrals.

4. Track Your Performance:

Monitor the views count from your promotion efforts and track all the borrowers you've successfully originated for lenders to ensure you're rewarded for your hard work.

5. Get Paid:

Once the originator shares a lender’s application URL and the borrower secures approval and funding, the loan origination/referral fee that was set by the lender for that specific loan type is automatically paid to the originator/referral agent monthly, over a 12 month period, automatically via ACH.

Go Fish Originators Inc retains between 8% and 15% of each originator's commission based on how much loan origination fees they have generated Year To Date on the platform: 

  • 15% for YTD origination fees up to $100,000
  • 13% for YTD origination fees from $300,000 to $500,000
  • 11% for YTD origination fees from $500,000 to $1,500,000
  • 8% for YTD origination fees from $1,500,000 or higher.

This structure is designed to entice all originators to build a long term relationship with Go Fish Originators and also enticed originators to send a larger volume to GFO in order to keep more of their origination fees.